Unbelievable! Turn Cash into a 3-Tier Money Cake That Will Drop Jaws

how to make 3 tier money cake

The Ultimate Guide to Creating a Jaw-Dropping Money Cake That Will Be the Talk of the Party

Short Description: Learn how to make an amazing 3-tier money cake that’s perfect for birthdays, graduations, or any special occasion. This easy-to-follow guide will show you how to turn cash into a unique and unforgettable gift.

Money cakes are a unique and fun way to give money as a gift. They’re perfect for birthdays, graduations, weddings, or any special occasion. Making a money cake is easier than you think, and the results are sure to impress.

This guide will walk you through the steps of creating a beautiful 3-tier money cake that will be the talk of the party.

Materials Needed

  • Cash: Choose the amount of money you want to give and the denominations of bills you want to use. It’s a good idea to have a mix of $1, $5, $10, and $20 bills.
  • Styrofoam Cake Forms: You’ll need three round styrofoam cake forms in different sizes.
  • Cake Board: A sturdy cardboard cake board will be the base of your cake.
  • Hot Glue Gun and Glue Sticks
  • Scissors
  • Tape: Clear tape and double-sided tape will be helpful.
  • Rubber Bands: Small rubber bands will secure the money rolls.
  • Ribbon: Choose a ribbon that complements the occasion.
  • Decorations: (Optional) You can add flowers, bows, or other decorations to personalize your cake.


  1. Roll the Money:
    • Take each bill and roll it tightly around a pencil or a small dowel.
    • Secure each roll with a small rubber band.
  2. Prepare the Cake Forms:
    • Stack the styrofoam cake forms from largest to smallest to check if they fit together well.
    • If necessary, trim the edges of the forms to make them even.
  3. Assemble the Cake:
    • Place the largest cake form on the cake board.
    • Start attaching the money rolls to the form using hot glue. Place the rolls vertically, side by side, until the entire form is covered.
    • Repeat this process for the middle and top tiers.
  4. Secure the Tiers:
    • Use hot glue to attach the middle tier to the largest tier.
    • Then, attach the top tier to the middle tier.
    • Make sure the tiers are securely attached and stable.
  5. Decorate the Cake:
    • Wrap a ribbon around each tier of the cake, covering the rubber bands. Secure the ribbon with double-sided tape.
    • (Optional) Add flowers, bows, or other decorations to the top of the cake.
    • You can also add a small sign or topper with a message for the recipient.

Tips and Tricks

  • Use Crisp Bills: Fresh, crisp bills will roll more easily and look better on the cake.
  • Vary the Denominations: A mix of denominations will make the cake more visually interesting.
  • Secure the Rolls Tightly: Make sure the rubber bands are tight enough to keep the money rolls from unraveling.
  • Be Creative with Decorations: Personalize the cake with decorations that reflect the recipient’s interests or the occasion.
  • Consider a Theme: You can create a themed money cake, like a wedding cake with white ribbon and pearls or a graduation cake with school colors.

Money Cake Ideas and Variations

Type of Money CakeOccasionDecoration Ideas
Birthday Money CakeBirthdaysCandles, balloons, confetti, photos of the birthday person
Graduation Money CakeGraduationsSchool colors, graduation cap, diploma, tassels
Wedding Money CakeWeddingsWhite ribbon, pearls, flowers, miniature bride and groom figurines
Holiday Money CakeChristmas, New Year’s, etc.Holiday-themed decorations, ornaments, tinsel, ribbon
Baby Shower Money CakeBaby showersPastel colors, baby-themed decorations, pacifiers, booties

Take Note

A 3-tier money cake is a creative and memorable way to give a cash gift. With a little effort and creativity, you can create a stunning cake that will be the highlight of any celebration.

So, what are you waiting for? Get started on your own money cake and surprise someone special with a truly unique gift!

Bonus Tip: If you’re short on time, you can purchase pre-made money cake kits online or at craft stores. These kits usually include the styrofoam forms, ribbon, and other basic supplies, making the process even easier.

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